Get terrific auto loan rates in Washington. Skip the banks and apply at a credit union instead.
There are plenty of great deals at credit unions. If you want to take advantage of those deals, you’ll need to be a member. Once you are, you can look forward to a ton of perks. That’s a smart and practical choice if saving up money is your priority.
Lower interest rates mean fewer interest payments. By getting a lower rate, you can save up a lot of money so you have more cash for your savings or more funds to buy a better car or take care of any other costs and fees that may turn up.
One of the best things about credit unions is the solid ties they have to the community. If you hit a rough patch and need a bit of leeway in your payments, you can call up your credit union and ask for an extension. They will be much more willing to work with you rather than people at big banks.
Credit unions are non-profit organizations. They don’t have stockholders. That’s why they can afford to charge you low rates. If you want excellent auto loan rates in Washington, then credit unions offer you the perfect choice. You can count on getting rates that can save you thousands in interest payments.
Easy membership process
Worried that credit unions are exclusive? Don’t worry. Becoming a member is easy. A lot of credit unions make it easy for potential members to join.
Lots of members
Since last year, credit-union loans soared to 14.3 percent. Credit unions have about $129 billion in loan balances, Bankrate says. That means you’re not alone. With more and more people giving credit unions a try, there’s no reason why you shouldn’t give it a shot.