The Minimum Coverage You Should Find for Your Construction Liability Insurance

by | May 25, 2015 | Insurance

If you are in the construction industry, or a contractor related in any way, you should know the value of having adequate insurance. Without having enough insurance, one accident could put you out of business quickly. An insurance agency in Texas offers Construction Liability Insurance for clients in the industry. Here are some things that are characteristic of you having adequate liability insurance for your construction business.

* You will need the necessary amount for bodily injury and property damage. This amount covers liabilities that occur to third parties while you are in the course of your business. It covers such parties during your work on a project and after the project is completed.

* A second portion characteristic of having good liability insurance is coverage for personal and advertising injuries. This type of coverage takes care of issues such as libel, false advertising, infringement of copyrights and privacy invasion.

* The next section you will want to be concerned with is insurance coverage for fire damage. This will take care of any incidents that may be charged to you because of fire and smoke damage to the property you happen to be renting or leasing.

* Another section you will want to review about your good liability insurance policy is the medical payment section. This ensures that third parties who are injured whether they are at fault or not will be covered for payments.

* If the liability insurance you have does not cover at least all of these elements, you do not have a good plan on your hands. You need to look at investing in something worthwhile.

The Perdue Insurance Group has been providing construction insurance for customers in the Austin, Texas area for nearly 20 years. If you are in the construction industry, the last thing you should be worried about is having your business go under because you lost everything without insurance. You can gain peace of mind for various types of contractors’ insurance. Some of these include plumbers’ insurance, plans for air conditioning contractors, plans for window and door companies, and of course, Construction Liability Insurance. Perdue also offers auto, motorcycle, life, commercial, homeowners’ and mobile home insurance. More information can be found by visiting the following , visit the website.

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