What’s the Difference Between Bail and Bond in Arizona?

by | May 23, 2025 | Bail Bond

If someone you care about has been arrested in Arizona — whether in Phoenix, Mesa, Glendale, or elsewhere — you’re likely to hear the words “bail” and “bond” used a lot. While they sound similar, they don’t mean the same thing. Understanding the difference between bail and bond can help you make informed choices and avoid confusion during an already stressful time.

What Is Bail?

Bail is the amount of money a court sets to allow someone to be released from jail while they wait for their trial. It’s a way to make sure the person returns for all required court dates. Think of bail as a financial promise to the court.

There are different types of bail:

  • Cash Bail: The full amount is paid directly to the court in cash.

  • Property Bail: In some cases, property may be used as collateral.

  • Release on Own Recognizance (O.R.): No money is needed, but the person agrees to come back to court.

If the person goes to all court dates, the bail is usually refunded (minus fees). If they miss court, the money is forfeited.

What Is a Bond?

A bond is something used when the person or their family can’t afford to pay the full bail amount. Instead of paying cash, they hire a bail bond agency to post a surety bond with the court. In Arizona, this usually involves paying a non-refundable fee of 10% of the bail amount.

The bond agency guarantees that the person will appear in court. If the defendant misses court, the agency may be required to pay the full bail — and may try to recover that money from the person who signed the bond agreement.

Key Differences Between Bail and Bond

Feature

Bail

Bond

Who pays?

Paid by the defendant or their family

Paid by a bail bond agency

Upfront cost

Full bail amount required

Typically 10% of bail as a fee

Refundable?

Yes, if all court dates are met

No, the fee is non-refundable

Involves a third party?

No

Yes (a licensed bail bond agent)

Financial risk

Entire bail amount is at risk if court is missed

Agency takes on risk, but may pursue payment from co-signer

When Should You Use a Bail Bond Agency?

If you don’t have the full bail amount in cash, or if the bail is too high to pay out of pocket, using a bond may be the best option. Bond agencies in Maricopa County can:

  • Explain your responsibilities

  • Offer payment plans

  • Work directly with jails and courts to speed up the release

This is especially helpful during nights, weekends, or holidays when courts are closed but bail bond services remain available.

Are There Risks Involved?

Yes. Whether you pay bail yourself or use a bond agency, there are consequences if the accused doesn’t show up for court. With bail, you risk losing the entire amount. With a bond, the co-signer (usually a friend or family member) could be held financially responsible.

It’s important to:

  • Understand the terms of any agreement

  • Make sure the defendant knows their obligations

  • Choose a reputable, licensed bail bond agency

Final Thoughts

In Arizona, the difference between bail and bond comes down to who’s paying and how. Bail is money you pay directly to the court. A bond is a financial promise made by a bail bond agency on your behalf.

Both are designed to help people avoid unnecessary jail time while awaiting trial, but they come with different rules, risks, and costs. Understanding these differences can help you make the right decision during a difficult situation.

If you’re not sure which path is right for you, consider speaking with a legal professional or a licensed bail bond agent who serves Phoenix, Mesa, Glendale, and the rest of Maricopa County.

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